|
Post by wotavidone on Jun 18, 2008 7:15:12 GMT -5
Oz members, what is your opinion of Ebay wanting to force the use of Paypal? I'm not sure, but it looks to me that to sign up for Paypal, you have to provide your bank details online. I am very unkeen to do that. The stuff I have bought from Ebay has been paid for by money order or bank deposit. I'm uncomfortable with the latest Ebay strongarm stuff. What do you guys reckon? Mick
|
|
|
Post by stevec5000 on Jun 18, 2008 9:01:29 GMT -5
OK, I'm not in Oz but I have been using paypal for quite a while and have a lot of experience with it. I signed up with it because everyone else uses it and a lot of sellers require payment with paypal. It's handy if you are a seller too because you get instant payment for purchases. Others besides ebay are starting to use it now too such as Parts N More. I've even got a paypal Master Card! I don't think they should be able to force anyone to use it though and if you don't like their policies you can always go somewhere else. You don't have to give any banking information (unless you are a seller on ebay) but you will want to link a bank account to it so you can put funds into the account. It takes a whole week but at least it's convenient. I use an account at my credit union that never has much money it it. The biggest problem with paypal is they don't have any protection like you get by using a credit card. There is supposedly $200 of insurance coverage but if you get ripped off buying a large item that costs $1000 or more you will still only get a maximum of $200 back, if that. Actually I've been ripped off a couple of times and couldn't get anything back. A couple of times out of over 500 transactions isn't bad though, you have to treat ebay like going to the swapmeet where half of everything you get is not going to be any good. In the case of ebay though sometimes they won't send the merchandise and there's nothing you can do about it. Whenever I apply it's always automatically rejected then I can't even apply again or appeal it cause when I try to apply again it says I've already applied and won't go any farther. Most of the regulations on ebay seem to be setup to protect the sellers (that are paying ebay) and a lowly buyer doesn't have much in the way of rights. I think you still have the option of paying through paypal with a credit card and that would give you protection but I haven't tried it that way. Leo Laporte got ripped off when he bought an expensive video camera for $2000 and the seller couldn't deliver anything but excuses so every day he blasts them on his radio show. He's been emailing the president of paypal and will probably get all his money back but that wouldn't be an option for most buyers. techguylabs.com/radio/ShowNotes/Show465
|
|
|
Post by solo2racr on Jun 18, 2008 11:44:05 GMT -5
I have been selling on eBay as a legitimate seller (tax ID number, resale license and all) for over 2 years. I am also in the U.S. but I don't think that really matters as eBay and Paypal are owned by the same people and both are in the U.S. Both being owned by the same people is the reason for eBay pushing Paypal.
While I agree that eBay shouldn't "stongarm" the use of Paypal, I NEVER have had a problem. I know you can find sites that talk about how bad Paypal is and if you look at them, all the complaints are from SELLERS getting screwed. I think that Paypal is geared more toward protecting the buyer.
If you are wanting to buy outside the country you are in, Paypal is the only way to go. International money orders take way to long to get to the seller from the buyer and then the banks, here anyway, take a long time to clear the payment. Seller won't ship till the payment has cleared. From the time you pay till the time you receive the item, it may very well be a month.
I know nothing is perfect but, I don't think you would have any problems. Buying with Paypal tied to a credit card is as safe as just using your card anywhere.
Ken
|
|
|
Post by stevec5000 on Jun 18, 2008 12:40:30 GMT -5
That's funny, sellers think Paypal is geared more toward protecting the buyer and buyers think it's protecting the seller when it doesn't actually protect anybody!
|
|
|
Post by solo2racr on Jun 18, 2008 13:47:00 GMT -5
That's funny, sellers think Paypal is geared more toward protecting the buyer and buyers think it's protecting the seller when it doesn't actually protect anybody! The only time you need protection anyway is if you are dealing with an unscrupulous person. This is from either a buyers or sellers point of view. A persons feedback is probably the best way to tell if you don't know the person. Mines at 260 feedback and 100% positive. If a buyer has a problem and the seller has a good feedback and reputation, RARELY will it end as a dispute though Paypal. ALWAYS contact the seller FIRST if you have a problem.
|
|
|
Post by stevec5000 on Jun 18, 2008 14:17:08 GMT -5
That's funny, sellers think Paypal is geared more toward protecting the buyer and buyers think it's protecting the seller when it doesn't actually protect anybody! The only time you need protection anyway is if you are dealing with an unscrupulous person. This is from either a buyers or sellers point of view. A persons feedback is probably the best way to tell if you don't know the person. Mines at 260 feedback and 100% positive. If a buyer has a problem and the seller has a good feedback and reputation, RARELY will it end as a dispute though Paypal. ALWAYS contact the seller FIRST if you have a problem. No offense but I've never read such a load of bullshit from anyone who wasn't running for president! Feedback has never been of much use on ebay because buyers were afraid to give bad feedback because the seller would then give them bad feedback in revenge. Most crooked sellers still have good feedback. That's changing now that sellers can't give buyers bad feedback anymore so it might start to get more accurate. I've seen a few with bad feedback and even a few with a negative number but mostly it tends to be good and it can be good for years before they start to rip everyone off. Even if they have been sending everything out promptly since they started that's no indication you are going to get your order. I've bought stuff on there, sent them the money and they never mailed me the item and there was nothing I could do about it.
|
|
|
Post by solo2racr on Jun 18, 2008 14:40:29 GMT -5
Huh......Steve, I never said feedback was the all-telling method to know if you are dealing with a good person or not. JUST that it is the best. If you have a better option, feel free to enlighten everyone here.
The fact that us good sellers can no longer leave neg. feedback for non paying bidders is BS. I personally have never gotten or left negative feedback.
Really what it all comes down to is common sense. Do you feel that you can trust the seller (or buyer,as the case may be).
You obviously have never been screwed by a unscrupulous buyer that claimed they never received the item. Even though the seller has proof that it was shipped and received at the buyers local P.O. THIS happened to my girlfriend a couple years ago. The funds where pulled from her bank account first thing before ANY questions where asked. NOW tell me it doesn't protect the buyer!
""I've bought stuff on there, sent them the money and they never mailed me the item and there was nothing I could do about it."" You actually have to file a claim before anything will happen. You might try it next time you feel you got screwed on eBay. It DOES work. But, like I said, if the seller is a good seller, they WILL work it out so that it doesn't have to go to the point of filing a claim.
|
|
|
Post by solo2racr on Jun 18, 2008 14:47:47 GMT -5
I would also say that if you don't like eBay and don't feel safe purchasing items there, THEN DON'T. I don't have exact numbers but, I would venture a guess and say that 98%-99% or more transactions work out just fine and both parties are happy. This has gotten off topic. It is SUPPOSE to be about Paypal and not the pros & cons of buying off of eBay. No thanks to Steve OR myself.
|
|
|
Post by stevec5000 on Jun 18, 2008 15:19:53 GMT -5
One thing we haven't been able to figure out about ebay is how someone can go along being honest for a couple of years with 100% good feedback then suddenly go crazy and start being a crook? Did they start out honest then sell their soul to the devil or did they plan it from the start and play along for a couple of years being good before they decided to make a big score and start selling imaginary video camera like the guy who ripped off Leo Laporte? Did they die and have someone else take over their account or did they get hacked and have the hacker take over the account and start using it? Who knows. A lot of the problems are due to a lack of security. I had a guy rip me off who was selling bad Pentium 4 processors. I was in need of a processor and found a guy selling them cheap on ebay. He said they were pulls that were removed for upgrades and should be good but untested. He had good feedback up unti then so I bought one with paypal and it was dead. I didn't get any satisfaction from him so I complained to ebay and paypal but never got any replies from them at all. I started getting in contact with the other buyers and found that all of the ones he sold were bad. Ebay wouldn't do anything about it until over 100 buyers were cheated and complained then they finally shut him down. We did some investigating and found the guy had signed up on ebay somehow with a fake name using a free Yahoo email account. He claimed to be in the US but was actually in Guam! Several buyers said they were going to sue but most still gave him good feedback due to fear of reprisal. I even filed a complaint with the cops on Guam and might have made his life a little more miserable but none of us ever got any of our money back.
|
|
|
Post by solo2racr on Jun 18, 2008 16:00:19 GMT -5
One thing we haven't been able to figure out about ebay is how someone can go along being honest for a couple of years with 100% good feedback then suddenly go crazy and start being a crook? Did they start out honest then sell their soul to the devil or did they plan it from the start and play along for a couple of years being good before they decided to make a big score and start selling imaginary video camera like the guy who ripped off Leo Laporte? Did they die and have someone else take over their account or did they get hacked and have the hacker take over the account and start using it? Who knows. I don't think a crook would spend the 2 years being good. I have seen this before, researching feedback on a seller. MY guess would be that they had a run of bad luck, needed some cash, and sold a bunch of junk. The lack of money will make normally good people do bad things. I did, about a year ago or so, have some hacker break into my eBay account and send out "2nd Chance Offers" to people that had the next highest bid on items that I was paid for by the highest bidder. The person sent me a email asking where his item was that he paid for on a 2nd Chance Offer. Of course, I didn't know what he was talking about and offered to help anyway I could in tracking down the guy that took his money. Ebay never said one word to me about it as my electronic record through eBay and Paypal showed that I never offered a "2nd chance Offer" nor received any money from him. A lot of the problems are due to a lack of security. I had a guy rip me off who was selling bad Pentium 4 processors. I was in need of a processor and found a guy selling them cheap on ebay. He said they were pulls that were removed for upgrades and should be good but untested. He had good feedback up unti then so I bought one with paypal and it was dead. I didn't get any satisfaction from him so I complained to ebay and paypal but never got any replies from them at all. I started getting in contact with the other buyers and found that all of the ones he sold were bad. Ebay wouldn't do anything about it until over 100 buyers were cheated and complained then they finally shut him down. We did some investigating and found the guy had signed up on ebay somehow with a fake name using a free Yahoo email account. He claimed to be in the US but was actually in Guam! Several buyers said they were going to sue but most still gave him good feedback due to fear of reprisal. I even filed a complaint with the cops on Guam and might have made his life a little more miserable but none of us ever got any of our money back. One other way to check a seller is to look at their "About Me" page. Many good sellers have one and will post contact info there, if not in their listing. Myself, I have put up my proper email address and phone number. Check it out some time Steve and give me a call. Even though we tend to be at odds on a few things here, I think you may find that we may have more in common than you think. Back to the OP's question. Should you be bullied into using Paypal? No. It's just wrong but, that is their marketing tactic. That aside, I still think that Paypal is safe. Sure, there will be some who will have problems, but nothing is 100% in life.
|
|
|
Post by marlon on Jun 18, 2008 20:44:09 GMT -5
No, as Ebay and Paypal are linked, I think ebay owns paypal, than it's unethical and perhaps, illegal under the "3rd line forcing" corporate law. I understand this is the reason for delay in it's roll out.
|
|
|
Post by colinjay on Jun 18, 2008 22:22:07 GMT -5
I have been happy using both Ebay and Paypals for the last year of so, and would just like too point out that this topic is also being heavily talked about on other forums that I frequent. One thing that has been brought up, is that the ACCC (Australia Competition and Consumer Commission to the non Aussies)are looking into what Ebay are doing. If you are interested, here is a link, www.accc.gov.au/content/index.phtml/itemId/831476/fromItemId/142CJ
|
|
|
Post by paulborracho on Jun 19, 2008 0:58:47 GMT -5
I was happily using , buying and selling stuff, until about two days ago when ebay suspended my account. Apparently I had breached copyright/trademark infringments when my wife was selling off her old handbags.
I emailed them to ask why and got a big pile of s*%t in response saying that they would reinstate my account AFTER I could sign and mail some documents back to them to varify my personal details.
My response was a little like this.
"Ebay is full of counterfeit product and you dont seem to pounce on that. When my wife posts legitimate designer labels you close me down stating due to trademark infringements. I will not be reinstating my account and will never buy or look at ebay again"
It felt great to vent my frustration with them and now with you lovely Sr folk.
Thats me... vented and I feel so much better for it.
|
|
|
Post by milkman on Jun 19, 2008 3:24:13 GMT -5
I've bought and sold bikes on ebay Use it and paypal all teh time for small stuff, but i don't think it should be the only option for payment
Why not allow bank transfer? Most bigger purcahses when i sold and bought a bike were done by bank cheque or cash.
Its the idea they are trying to do it for "security" while alos benefiting from fees that i don't like
BUT if i see something, and thats the way, i guess i'll use it and grumble away
|
|
|
Post by stevec5000 on Jun 19, 2008 11:06:16 GMT -5
> Do you feel that you can trust the seller (or buyer,as the case may be).
That's a silly statement since you can't feel either good or bad about a seller you haven't met which is why they have the rating system. Unfortunately the ratings can be faked pretty easily.
|
|